01 - Heat olive oil in a large pot or Dutch oven over medium heat. Add diced onion and bell pepper; sauté for 3–4 minutes until softened.
02 - Stir in minced garlic and cook for 1 minute until fragrant.
03 - Add ground turkey and cook, breaking it up with a spoon, until no longer pink—about 5–6 minutes.
04 - Sprinkle in chili powder, cumin, smoked paprika, oregano, cayenne, salt, and black pepper. Stir to coat the meat and vegetables with the spices.
05 - Add pumpkin purée, diced tomatoes with juice, kidney beans, black beans, and chicken broth. Stir well to combine.
06 - Bring to a gentle boil, then reduce heat to low. Cover and simmer for 25–30 minutes, stirring occasionally.
07 - Taste and adjust seasoning as needed. Serve hot, garnished with cilantro, green onions, shredded cheese, or sour cream as desired.