01 - Line a baking sheet with parchment paper to prevent sticking.
02 - Wash and dry strawberries thoroughly. Slice banana and kiwi into bite-sized pieces suitable for dipping.
03 - Place chopped chocolate in a heatproof bowl set over a pan of simmering water (double boiler). Stir until smooth. Alternatively, microwave in 20-second bursts, stirring each time, until melted.
04 - Using a fork or skewer, dip each piece of fruit halfway into the melted chocolate, allowing excess to drip off.
05 - Place dipped fruit on the prepared baking sheet. Immediately sprinkle with chopped pistachios or coconut, if desired.
06 - Drizzle melted white chocolate over the dipped fruit for an optional decorative finish.
07 - Refrigerate for at least 15 minutes or until the chocolate coating is firm.
08 - Serve chilled or allow to come to room temperature before serving.